About Your Licensed Mortgage Loan Officer

Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.

Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Melissa compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.

Call (206) 226-8152 to get started. You can also email Mcadd@NEXALending.com.

How Melissa helps

Melissa Cadd, Loan Originator at NEXA Lending. NMLS #1441076. Call (206) 226-8152.

Frequently Asked Questions

Who is Melissa Cadd?

Melissa Cadd is a Loan Originator at NEXA Lending (NMLS #1441076). Expert mortgage loan originator in Arizona and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #1441076.

What areas does Melissa Cadd serve?

Melissa Cadd is licensed to provide mortgage services in Arizona, Idaho, Oregon, and Washington.

What services does Melissa Cadd offer as a mortgage loan officer?

Melissa Cadd offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Idaho, Oregon, and Washington. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Melissa Cadd?

You can call (206) 226-8152 and email Mcadd@NEXALending.com to get started or ask about current mortgage rates and pre-approval.

What is Melissa Cadd's NMLS number?

Melissa Cadd's NMLS license number is 1441076. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Melissa Cadd?

Getting pre-approved is simple: share your income, assets, and credit details, and Melissa Cadd will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

About Melissa Cadd

Building Dreams:
Melissa Cadd Commitment to Mortgage Excellence

Melissa Cadd is dedicated to helping individuals and families achieve their homeownership goals through expert guidance, transparent communication, and tailored mortgage solutions designed around real-life needs.

Strategic Partnership Focus
Tailored Loan Structuring
Simplifying the Lending Journey
Personal Touch & Passion

Tailored Loan Structuring

Empowering clients through exceptional service, honest advice, and a relationship-first approach.

Beautiful home exterior
Melissa Cadd - Loan Officer

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