Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Ready to Buy Your First Home or Next Home?
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
✅ Complete our simple mortgage  pre-qualification letter request
âś… Receive options based on your unique criteria and scenario
âś… Compare mortgage interest rates and terms
âś… Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
âś… Fixed-Rate Mortgage
âś… Adjustable-Rates Mortgage (ARM)
âś… Conforming Loans
âś… Jumbo & Super Jumbo Loans
âś… FHA, VA & USDA Loans
âś… Flexible Terms Available
NEXA Mortgage LLC.
AZMB #0944059
An Equal Housing Lender All Rights Reserved. © 2024
Contact Us
3100 W Ray Rd
STE 201, Office 209
Chandler, AZ 85226
STE 201, Office 209
Chandler, AZ 85226
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Idaho, Oregon, Washington
